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I’m attorney Paul Harding with the law firm Martin, Harding and Mazzotti – the Heavy Hitters – here in Albany, New York.

We’ve been handling personal injury cases for since 1994. And the most common type of personal injuries we see are related to car accidents.

Which is no surprise, there are almost 30,000 car accidents per day in the US. Many of which result in serious injury or even death. In the one minute it will take you to watch this video three car accidents will have already happened in our country. Victims of these wrecks, victims just like you, need a lawyer they can trust.

If you’ve been injured and would like to discuss your accident with a lawyer you can trust, visit our website to chat 24/7 or call us at 1800LAW1010 for a free, no obligation case evaluation.

We’re Martin, Harding and Mazzotti – the Heavy Hitters and we look forward to helping you get the money you deserve.

Visit our chat feature here on the website 24/7 or call us now at 1800LAW1010 for a free, no obligation case evaluation.

It is an unfortunate part of life that sooner or later you or someone you know will be involved in an automobile collision. Suffering an injury and enduring the trauma of a motor vehicle accident can be stressful enough, let alone trying to understand all the legal steps necessary to make sure your rights are preserved. The legal team at Martin, Harding & Mazzotti, LLP is committed to ensuring aggressive representation for all of its clients and is available to provide answers to your questions and to make sure your rights are protected.


For instance, did you know that in New York regardless of who was at fault in the automobile accident, if you were injured, you are automatically entitled to recover your medical expenses, lost wages, and other incidentals from the insurance company covering the vehicle in which you were riding in at the time of the accident? If you were not riding in a vehicle, but you were instead, a pedestrian struck by a motor vehicle, the car that caused your injury would also be responsible for paying these same benefits. This is what has been termed No-Fault insurance coverage and there are very important timelines that must be adhered to in order for your rights to be preserved. Contact the legal staff at Martin, Harding & Mazzotti, LLP so that our team can help you meet these important deadlines.


Also, did you know that No-Fault insurance does not reimburse you money for your pain and suffering? Here in New York, in order to recover for pain and suffering after you have been injured in an auto accident, you must have sustained a “serious injury” as defined by the Insurance law. The following is the list of the types of injuries that satisfy the “serious injury” threshold requirement:

  • Death
  • Dismemberment
  • Significant disfigurement (Such as a scar however, the injury must be significant enough to cause a reasonable person to view the result as “unattractive, objectionable, or as the subject of pity or scorn”)
  • FractureAutomobile Accident Injury Lawyers
  • Loss of a fetus
  • Significant limitation of use of a body, function, or system
  • Permanent consequential limitation of use of a body, organ, or member
  • Permanent loss of use of a body, organ, member, function, or system
  • An impairment/injury of a non-permanent nature that prevents the victim from conducting his or her usual and customary daily activities for a period of at least 90 days during the 180 days immediately following the accident.


The Heavy Hitters at Martin, Harding & Mazzotti, LLP will monitor your medical care and treatment to advise you whether, in our opinion, your injuries qualify as “serious” under the New York State Insurance Law.


Additionally, are you aware that if you are the victim of a hit and run, or if a driver that was either uninsured or under-insured struck you, the law allows you to make a claim against your own automobile policy? Furthermore, if you were injured while a pedestrian or an occupant of a vehicle that you did not own, you may be entitled to additional insurance coverage under any insurance policy applicable to a vehicle that you own, or that of a vehicle owned by a resident relative of your household.


Like so many elements of the legal process, determining possible insurance coverage is essential to maximizing your personal injury recovery, and a false step in the process can cost you. The legal team at Martin, Harding & Mazzotti, LLP will research those complex insurance coverage aspects of your case to ensure that you get the compensation you deserve.


To protect your right to make a claim for injuries that occurred as a result of an automobile accident, call the law firm of Martin, Harding & Mazzotti, LLP, The Heavy Hitters at 1800LAW1010 (1-800-529-1010).


For accidents involving other types of vehicles, visit our motorcycle and truck pages.


FAQ’s on No-Fault