Social Security Disability Overview
Let’s say you were in an accident and suffered a minor injury. Under normal circumstances, you would take some time off to heal and then return to work.
But what if you sustained an injury or illness so severe you could no longer earn a living?
What if you were nowhere near retirement? How would you support you and your family?
Social Security Disability Benefits may be your answer.
Types of Benefits
The Social Security Administration (SSA) offers several types of benefits:
- Disability Insurance Benefits – Disability Insurance Benefits were designed to provide disabled workers with income. Like any other insurance policy, you are eligible to receive benefits if you paid premiums every month by having Social Security “taxes” withheld from your paycheck.
- Retirement Benefits – Retirement Benefits are available to those who have paid enough Social Security taxes (through payroll withholding) to be fully insured for retirement benefits.
- Survivors Benefits – Survivors Benefits are available to direct relatives of deceased workers who have paid enough money (withholding from monthly paycheck) into Social Security to be insured for retirement and survivors benefits.
- Supplemental Security Income (SSI) – SSI provides benefits for low-income individuals who may not be eligible for Disability Insurance. This program is also for children who have disabilities.
A claim for benefits must be filed with the government and requires verbal and written evidence proving the nature and extent of the disability. If an initial determination by the government finds that a person does not qualify for Social Security Disability benefits, a right to appeal the decision exists.
*Please Note: The firm does not handle supplemental security income claims.
How We Can Help
It is important to understand how to properly file a claim with the federal government, and what to do if your claim was denied. At Harding Mazzotti, LLP, our team of social security disability lawyers want to help guide you through the often complicated and stringent process of filing a claim, as well as defend your rights and get you the money you deserve for your disability.