The legal process can leave many confused, stressed, and even overwhelmed when trying to gain a better understanding of the legal steps necessary to ensure your rights are being protected. Don’t worry though, our car accident lawyers understand this and are dedicated to providing you answers to any questions you may have, as well as making sure your rights are protected throughout the legal process. A auto accident can be devastating, not only one’s health, but also to their well-being, family, and other influenced factors. Suffering an injury and enduring trauma aren’t usually the only issues that commence when involved in an automobile accident; let our legal team commit to providing you and your family aggressive representation in your pursuit of legal action.


Did you know that regardless of who’s at fault in an auto accident, the company insuring the vehicle in which they were riding at the time of the accident covers injured Vermonters? This coverage means that the insurance company is liable for paying medical expenses, lost wages, and other incidentals. Even if you were a pedestrian hit by a moving vehicle, that particular vehicle’s insurance is responsible for paying these same benefits. These events have been deemed “No-Fault” insurance coverage and require the injured and those representing them to adhere to important timelines in order to properly preserve one’s rights.

No-Fault insurance, however, does not provide individuals the ability to recover for pain and suffering if they do not have what is deemed a “serious injury”. This means that a “serious injury” must be proven to have occurred as defined by the insurance law in order to recover for any sustained loss as a result of an automobile accident. A few types of injuries that satisfy the “serious” requirement are as followed:

  • DeathAutomobile Accident Injury Lawyers
  • Dismemberment
  • Significant disfigurement (such as a scar, however, the injury must be significant enough to cause a reasonable person to view the result as “unattractive, objectionable, or as the subject of pity or scorn”)
  • Fracture
  • Loss of a fetus
  • Significant limitation of use of a body, function, or system
  • Permanent consequential limitation of use of a body, organ, or member
  • Permanent loss of use of a body, organ, member, function, or system
  • An impairment/injury of a non-permanent nature that prevents the victim from conducting his or her usual and customary daily activities for a period of at least 90 days during the 180 days immediately following the accident

We will use our expert automobile accident attorney’s previously gained knowledge and expertise to assess the medical care and treatments in order to better advise you whether one’s injuries qualify as “serious” under the Vermont State Insurance Law.

Victim of a hit and run or were you hit by an uninsured driver? The law also allows one to make a claim with one’s personal car insurance if either of these terrible incidents occurred. Even if you were an occupant of a vehicle or a pedestrian, you may actually be entitled to additional insurance coverage under any policy applicable to a vehicle you own, or to a vehicle owned by a resident relative in your household. 

One of the most important and costly steps in the legal process is oftentimes just figuring out which insurance coverage best covers you and maximizes your recovery. Allow yourself to focus on a speedy recovery; don’t wait to allow the experienced car accident lawyers at Martin, Harding & Mazzotti, LLP the ability to research those complex insurance coverage aspects of your case for you to guarantee you receive your rightfully deserved compensation.

Have you been injured in a car accident? You have the right to make a claim, call the car accident attorneys at their Manchester, VT office of Martin, Harding & Mazzotti, LLP, The Heavy Hitters at (802) 241-1010, or call toll free at 1800LAW1010 (1-800-LAW-1010).


For accidents involving other types of vehicles, visit our truck and motorcycle pages.