If you are injured while participating in a sporting event, or some other leisure activity, and you can prove that the person or organization that caused the injury breached a duty of reasonable care, you can recover monetary damages. While you may assume some risks when you play a sport, you still may be able to recover damages if the cause of your injury is outside the normal risks inherent in the game. Even if you signed a waiver, you may still be entitled to make a claim.
Although you may not think of sports as a major injury risk for adults, more than 1.9 million individuals between ages 25-40 were seen in emergency care centers for a sport-related injury in 2012. Even small injuries from sports can prove to be costly without great insurance, and especially without any at all, as the average an adult is charged for a sprain or break ranges from $2,294 to $7,666.