The freedom, exhilaration and enjoyment of motorcycle riding is well known to those who ride. Many riders regularly commute to work, while still others set aside special time on the weekend to take pleasure in cruising scenic areas and traveling to inviting destinations.
Unfortunately, because of their smaller size and profile, as well as the negligence of other drivers on the road, even the safest riders are too often involved in accidents that result in serious injuries and even death.
The same reasons that make motorcycles so popular are also why even minor accidents can be deadly. After all, a motorcycle does not have the same protections as an automobile.
Motorcycles don’t have the seat belts, air bags, crumple zones and other safety systems that are a part of most automobiles.
Therefore, any sort of collision or mishap, even a sudden stop caused by another motorist, will usually unseat both the motorcycle driver and any passengers, causing them to make impact with the pavement, other vehicles and other objects such as telephone poles. Accidents involving motorcycles are often the fault of the other driver because they fail to see the motorcycle even when their view is not obstructed. The results are often life-changing and tragic.
After an accident, motorcyclists are not protected under No-Fault insurance, and motorcycle insurance policies in New York do not offer Personal Injury Protection (PIP) coverage despite the fact that people involved in motorcycle accidents are often seriously injured.
Furthermore, insurance companies are all too ready to refuse to pay out on a motorcycle accident claim, or pressure you to take a sum that is far less than what you need to make you whole again. That is why an attorney experienced with motorcycle accidents can be your best bet in obtaining the compensation you need to pay your medical bills, help you recover lost wages, and pay for other short-term and long-term costs after the accident.
At Harding Mazzotti, LLP, we know how the system works. We can help you make the right decisions regarding your insurance claim and we’ll fight to get you the compensation you deserve.
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