If you or someone you know has been injured in a car accident, the last thing you want to concern yourself with is the struggle to understand the complicated post-accident legal process. Not only can this process be extremely stressful, if you don’t fully comprehend each step, your rights could be unprotected. Fortunately, Martin, Harding & Mazzotti, LLP® of New York City has a team of car accident lawyers dedicated to answering your questions, guiding you through the legal process, and aggressively representing and protecting you and your rights.
Many victims of automobile accidents in New York State don’t realize that their injuries entitle them to recover their medical expenses, lost wages, and other incidentals from the insurance company that was covering the vehicle they occupied at the time of the accident, regardless of who was at fault. If instead you were a pedestrian involved in a motor vehicle accident, the driver of the car responsible for your injury would also be required to pay these same benefits. Called No-Fault insurance coverage, these benefits have rigid timelines that must be observed in order for your rights to be preserved. If you’ve been injured, contact the team of automobile accident attorneys at Martin, Harding & Mazzotti, LLP® in New York City, NY so that we can help you make your claim within the necessary deadlines.
It is also important for New Yorkers to know that while No-Fault insurance does protect those who have sustained injuries as the result of an auto accident, it does not offer financial compensation for pain and suffering unless an injury is deemed “serious”. Some examples of injuries that are considered “serious” as defined by insurance law include:
- Significant disfigurement (Such as a scar however, the injury must be significant enough to cause a reasonable person to view the result as “unattractive, objectionable, or as the subject of pity or scorn”)
- Loss of a fetus
- Significant limitation of use of a body, function, or system
- Permanent consequential limitation of use of a body, organ, or member
- Permanent loss of use of a body, organ, member, function, or system
- An impairment/injury of a non-permanent nature that prevents the victim from conducting his or her usual and customary daily activities for a period of at least 90 days during the 180 days immediately following the accident
The car accident attorneys at Martin, Harding & Mazzotti, LLP® will observe your medical care and treatment and will advise you whether or not your injuries qualify as “serious” under New York State insurance law.
If the driver that struck you was either uninsured or under-insured or if you are the victim of a hit and run, it is also important to know that New York State law permits a claim to be made against your own automobile insurance policy. Additional insurance coverage may also be available under a policy applicable to any vehicle that you or a resident relative of your household owns if you were a pedestrian struck by an automobile or if you were injured while occupying a vehicle owned by someone else.
While the legal process after a car accident can be stressful and complicated, it is necessary in order to obtain the best possible insurance coverage to ease the recovery from your personal injury. Don’t feel like you have to go through it alone; instead, let the team of auto accident attorneys at Martin, Harding & Mazzotti, LLP® in New York City, NY navigate the complex legal landscape for you. We can ensure that you meet all necessary deadlines and get the compensation you deserve, while you can focus on recovering.
The car accident lawyers at Martin, Harding & Mazzotti, LLP®, The Heavy Hitters® are ready to help you make a claim for injuries sustained in an automobile accident (including trucks and motorcycles). Call our New York City office at (646) 619-2777, or call toll free at 1800LAW1010® (800-529-1010).