Read Transcript

I’m attorney Paul Harding with the law firm Martin, Harding and Mazzotti – the Heavy Hitters – here in Rochester, New York.

We’ve been handling personal injury cases for since 1994. And the most common type of personal injuries we see are related to car accidents.

Which is no surprise, there are almost 30,000 car accidents per day in the US. Many of which result in serious injury or even death. In the one minute it will take you to watch this video three car accidents will have already happened in our country. Victims of these wrecks, victims just like you, need a lawyer they can trust.

If you’ve been injured and would like to discuss your accident with a lawyer you can trust, visit our website to chat 24/7 or call us at 1800LAW1010 for a free, no obligation case evaluation.

We’re Martin, Harding and Mazzotti – the Heavy Hitters and we look forward to helping you get the money you deserve.

Visit our chat feature here on the website 24/7 or call us now at 1800LAW1010 for a free, no obligation case evaluation.

Automobile Accident Injury LawyersAlthough unfortunate, you or someone you know will be a victim of a car accident at some point in your lifetime. Although enduring the trauma of a motor vehicle accident, and the suffering that is caused by auto accident injuries, is stressful, it is vital that you understand your legal rights and which steps you must take to make sure that your rights are protected under the letter of the law. The car accident lawyers at Martin, Harding & Mazzotti, LLP of Rochester, NY are committed to aggressively pursuing the rights of any person or persons involved in auto/car accidents, and are available to provide answers to any questions you may have about your legal rights along the way. It is important to us that your rights be protected, from the time of the accident to the date of settlement.

It is commonplace that New Yorkers don’t realize that regardless of who was at fault in the automobile accident, if you or someone you love are injured, you are automatically entitled to recover your medical expenses, lost wages and other incidentals from the insurance company that is providing coverage for the vehicle you were in at the time of the accident. Additionally, if you were struck by a motor vehicle while walking or riding a bicycle and were not riding in a vehicle at the time of the auto accident, the car that hit you which caused your injury is responsible for paying your expenses that resulted from the accident. In New York State, No-Fault insurance coverage is explicit, and there are important timelines that must be adhered to for your rights to be protected and preserved. Time is of the essence for you to contact an experienced auto accident lawyers like the attorneys at Martin, Harding & Mazzotti, LLP in Rochester, NY. They will help you meet these important deadlines and help eliminate some of the stress and anxiety that comes from being the victim of a motor vehicle accident.

The protection provided by No-Fault insurance is for those individuals who have been injured in an auto accident but does not reimburse you for pain and suffering you may have incurred as a result of the motor vehicle accident. In the state of New York, you must prove that you sustained a “serious injury” as defined by the Insurance Law to recover monies for pain and suffering. We have provided you with the following list of injuries that meet and satisfy the “serious injury” requirement:

  • Death
  • Dismemberment
  • Significant disfigurement (Such as a scar, however, the injury must be significant enough to cause a reasonable person to view the result as “unattractive, objectionable, or as the subject of pity or scorn”);
  • Fracture
  • Loss of an unborn fetus
  • Significant limitation of use of a body, function, or system
  • Permanent consequential limitation of use of a body, organ, or member
  • Permanent loss of use of a body, organ, member, function, or system
  • An impairment/injury of a non-permanent nature that prevents the victim from conducting his or her usual and customary daily activities for at least 90 days during the 180 days immediately following the accident

The experienced lawyers at Martin, Harding & Mazzotti, LLP will provide legal advice for auto accident victims and their families in addition to helping you determine if under New York State Insurance Law your personal injuries qualify as “serious.” Your personal injury attorney will also help to monitor your medical care and treatment to ensure that your legal rights are protected and preserved.

There are a lot of details that require attention if you are the victim of a hit and run, or if a driver that was either uninsured or under-insured struck you. For example, New York State law will allow you to make a claim against your personal automobile policy. You or a loved one may be entitled to additional insurance coverage under any insurance policy applicable to a vehicle that you own, or that of a vehicle owned by a resident relative of your household. This applies if you were injured as a pedestrian or as an occupant of a vehicle that you do not own.

Although the legal process of determining insurance coverage for your personal injury can be complex and appear confusing, it is essential to follow the letter of the law to maximize your personal injury recovery. Skipping any step in the process can and will cost you. The team of car accident attorneys at Martin, Harding & Mazzotti, LLP in Rochester, New York are skilled in researching even the most complex insurance coverage and will handle every detail of your case for you. It is our job to help you get the maximum compensation you deserve so that you can focus on healing and recovery.

 To protect your right to make a claim for personal injuries you incurred as a result of an automobile accident, please call the local Rochester Heavy Hitters office of Martin, Harding & Mazzotti, LLP toll free at 1800LAW1010 (1.800.529.1010).


FAQ’s on No-Fault



Motorcycle Accidents

Motorcycle Accident Lawyers

Many accidents involving motorcycles are actually not the motorcyclist’s fault at all: they result from other drivers failing to see the motorcycle, even if their view isn’t obstructed. Motorcyclists have much less bodily protection compared to that of most other drivers, which typically causes any resulting injuries to be more severe and devastating. Paired with the fact that No-Fault insurance coverage usually does not protect victims of motorcycle accidents, higher rates of severe injury with motorcycle accidents can make paying medical bills close to impossible for some and the recovery process very difficult without proper legal protection.

The team of Martin, Harding & Mazzotti, LLP ® motorcycle accident lawyers at our Rochester, NY office have years of experience in getting motorcyclists the coverage, protection, and compensation they need and deserve. Let them help you get what you deserve.

Contrary to laws regarding those involved in car accidents, New York State laws do not require proof of serious injury in order to file a claim and receive compensation from those that are responsible. This means that there is a greater chance of adequate reimbursement of medical expenses and lost wages, as well as compensation for pain and suffering no matter the severity of your injury.


Also, you may be able to make a claim against your motorcycle policy if the person that struck and injured you was uninsured or under-insured. Additionally, you may also be eligible to receive insurance coverage through a policy on one of your other motor vehicles if you are injured in a motorcycle-related incident in which you were a pedestrian or an occupant of a motorcycle that was not under your ownership. Success in these cases is entirely dependent on how well this process is handled, so doing it right is essential. The motorcycle injury lawyers at Martin, Harding & Mazzotti, LLP can help with this process, whether it involves researching these complex insurance coverage policies or other important variables in your case. We will do our best to get you what you deserve.

 To protect your right to make a claim for injuries that occurred as a result of a motorcycle accident, call the motorcycle injury lawyers at our Martin, Harding & Mazzotti, LLP offices in Rochester, NY for a free consultation at (585) 419-4355, or toll free at 1800LAW1010 ® (1-800-529-1010).



Commercial Truck Accidents

Sleep deprivation can kill

Accidents involving tractor-trailers can be some of the worst accidents to experience and subsequently deal with. Aside from possible heightened injuries as compared to accidents involving personal vehicles, accidents involving tractor-trailers must be handled very carefully due to important and stringent laws and regulations. This is why it is extremely important to speak with a lawyer before talking to or signing any agreements or settlements from the trucking company.

Both federal and state laws control regulations and procedures that a truck driver must comply with, which include, but are not limited to:

  • Maintenance and inspection procedures
  • Hours of service
  • Driver and licensing requirements

Tractor-trailer accidents are usually much more serious than other automotive accidents because of the size and weight of the truck combined with their ability to inflict greater amounts of damage on other much smaller vehicles. Accidents involving large trucks can very often result in a number of different life-threatening conditions, such as catastrophic injury, permanent disability, or even death. Our Rochester, New York tractor-trailer accident lawyers are here to help handle the legal aspect of things to get you the compensation you deserve so you can focus your attention on recovering.

Our truck accident lawyers at Martin, Harding & Mazzotti, LLP ® are experienced in accidents involving numerous types of trucks that include:


  • Tractor-trailers (18-wheelers, semis, big rigs, etc.)
  • Construction vehicles
  • Tanker trucks
  • Garbage trucks
  • Cement trucks
  • Other large vehicles carrying over-sized loads, etc.

You shouldn’t let a complicated and arduous legal process affect your ability to heal or receive the compensation that you deserve. Our team of tractor-trailer accident attorneys in Rochester, NY is dedicated to helping relieve the stress that comes with dealing with an accident. We will help represent your case against the trucking company and their insurance company to get you the best possible outcome.

Our devoted team of tractor-trailer lawyers at Martin, Harding & Mazzotti, LLP in Rochester want to provide you with a free case consultation. Simply call our Rochester office today at (585) 419-4355 or call toll free at 1800LAW1010 (1-800-529-1010).



FAQ’s on No-Fault