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I’m attorney Paul Harding with the law firm Martin, Harding and Mazzotti – the Heavy Hitters – here in Schenectady, New York.

We’ve been handling personal injury cases for since 1994. And the most common type of personal injuries we see are related to car accidents.

Which is no surprise, there are almost 30,000 car accidents per day in the US. Many of which result in serious injury or even death. In the one minute it will take you to watch this video three car accidents will have already happened in our country. Victims of these wrecks, victims just like you, need a lawyer they can trust.

If you’ve been injured and would like to discuss your accident with a lawyer you can trust, visit our website to chat 24/7 or call us at 1800LAW1010 for a free, no obligation case evaluation.

We’re Martin, Harding and Mazzotti – the Heavy Hitters and we look forward to helping you get the money you deserve.

Visit our chat feature here on the website 24/7 or call us now at 1800LAW1010 for a free, no obligation case evaluation.

Unfortunately in this day and age, it is almost inevitable that you or someone you know will be a victim of a car accident. Suffering an injury and enduring the trauma of a motor vehicle accident can be stressful enough, let alone trying to understand all the legal steps necessary to make sure your rights are preserved. The car accident lawyers at Martin, Harding & Mazzotti, LLP® of Schenectady, NY are committed to ensuring aggressive representation for all of our clients involved in auto/car accidents, and is available to provide answers to your questions. We want to make sure your rights are protected through the end.


Often times, New Yorkers don’t realize that regardless of who was at fault in the automobile accident, if you were injured, you are automatically entitled to recover your medical expenses, lost wages, and other incidentals from the insurance company that is covering the vehicle in which you were riding in at the time of the accident. Furthermore, if you were not riding in a vehicle at the time of the auto accident, but you were instead a pedestrian struck by a motor vehicle, the car that caused your injury would also be responsible for paying these same benefits. This has been termed No-Fault insurance coverage, which has very important timelines that must be adhered to in order for your rights to be preserved. Contact the Schenectady, NY legal team at Martin, Harding & Mazzotti, LLP so that we can help you meet these important deadlines and relieve unnecessary stress.


While No-Fault insurance does protect those who have been injured in an auto accident, it is important to know that it does not reimburse you money for your pain and suffering. Here in New York, in order to recover for pain and suffering after you have been injured in an auto accident, you must have sustained a “serious injury” as defined by the Insurance law. The following list of injuries satisfy the “serious injury” threshold requirement:

  • Death;
  • Dismemberment;
  • Significant disfigurement (Such as a scar however, the injury must be significant enough to cause a reasonable person to view the result as “unattractive, objectionable, or as the subject of pity or scorn”);
  • Fracture;Automobile Accident Injury Lawyers
  • Loss of a fetus;
  • Significant limitation of use of a body, function, or system;
  • Permanent consequential limitation of use of a body, organ, or member;
  • Permanent loss of use of a body, organ, member, function, or system; and
  • An impairment/injury of a non-permanent nature that prevents the victim from conducting his or her usual and customary daily activities for a period of at least 90 days during the 180 days immediately following the accident.


We at Martin, Harding & Mazzotti, LLP will monitor your medical care and treatment to advise you as to whether, in our opinion, your injuries qualify as “serious” under the New York State Insurance Law.


Additionally, if you are the victim of a hit and run, or if a driver that was either uninsured or under-insured struck you, the law allows you to make a claim against your own automobile policy. Furthermore, if you were injured while a pedestrian or an occupant of a vehicle that you did not own, you may be entitled to additional insurance coverage under any insurance policy applicable to a vehicle that you own, or that of a vehicle owned by a resident relative of your household.


Like so many elements of the legal process, determining possible insurance coverage is essential to maximizing your personal injury recovery, and any false step in the process can cost you. Let our expert car accident attorneys at Martin, Harding & Mazzotti, LLP in Schenectady, New York research those complex insurance coverage aspects of your case for you, so that we can ensure that you get the compensation you deserve, and you can focus on getting better.


To protect your right to make a claim for injuries that occurred as a result of an automobile accident, call the local Schenectady Heavy Hitters office of Martin, Harding & Mazzotti, LLP at (518) 862-1200, or call toll free at 1800LAW1010® (1-800-529-1010).


For auto accidents involving other types of vehicles, visit our truck and motorcycle pages.